Can an Auto Insurance company re-write your contract without your permission?

Can an Auto Insurance company re-write your contract without your permission?

Our son however has his OWN VEHICLE and AUTO INSURANCE. He currently does not live at our address either. Has his own job and he is 21 so how can they add him when he is not living here or driving our vehicle?

 

BEST ANSWER: Try this site where you can compare quotes:INSURANCECOMPAREQUOTES.US

 

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I am not complaining because I have really great insurance, just wondering why there is a deductible for everything? I mean you pay for the insurance every month, plus I have a deductible for dr visits, one for prescriptions, one for dental etc. So just wondering why so many? My dr deductibles are $300 a person, but my prescription deductible is $150 which I will probably never meet cause I am on no meds and rarely go to the dr for a sick visit. So why so expensive? Thanks in advance!

 

 

Is This Right? (Retinal Detachment/Cataract/Lens/Insur... Question)?

Let me make a very long story short and get right to the questions. I have moved across the United States by myself at the age of 20 with no insurance covered by my parents, nor will they ever if they could. I had a retinal detachment in my left eye. Paid out of pocket for an eye doctor appointment, he freaked out and told me to go straight to the emergency room for emergency surgery since my entire retina was detached. After my surgery, half unconscious too, a social worker got assigned to me because I was under 21 and legally dependent on the state. So the state paid for my surgery. I had a 2nd one too because the first failed. During my 2nd surgery I had cataracts in my eye so they removed the natural lens. And they never replaced the natural lens since they feared the retina may detach again like the first time. But it stay together and I turned 21. So therefore, legally independent by the state. My check up appointment was after my birthday which the front desk of the eye section declared I must pay $80 for every check up visit, which they wanted me to come in every other week. And if I did not pay, I could not go in. Due to my 6 months of surgeries and recover time I had no money, and was not working. I live with my in-laws, and they were taking care of me, but they are certainly not going to pay my medical bills. So here I am now, age 22 and I have been working for about a year. My job does not offer health insurance until you worked for a year, and even then, there is a certain month you can sign up. I have been walking around for over a year without a natural lens, or ANY lens in my left eye. This is in no way like being blind. My doctor had told me that if I got my license and drove, if ever in an accident, I would get in serious trouble because you are not supposed to drive this way. Not that I do, I cannot see correctly so it is wicked dangerous. Having no lens in one eyes messes with your other eye. Hard to explain unless you have literally had this situation before. Sunlight glares into my bad eye, then into my good eye. Same with darkness or bright lights in general. I am actually very blind at night because of this. This is literally ruining my life. I have no money to pay for insurance, or the surgery which can be easily be 10,000 dollars. Is this legal for a county hospital to do? I have never heard of anyone in my situation. Even the thousands of times I have googled and searched. Never heard of anyone in my shoes. What are my rights here? Is there some way I can fight this? Where is my justice? This is holding me back so badly in life. Please someone with real help and not a crappy site they copy and pasted, help! I need some real human help!!

 

 

What effect does a minor ticket out of state have on insurance rates.?

A few months ago I got a ticket in Maryland, where I go to school, for going the wrong way down a one way street. The ticket was only a small fine and I don't think any point were given. Recently I just got another ticket for making a wrong left turn in New Jersey, where my permanent address is. Normally, my insurance company, geico , would let one ticket slide but I'm not sure if they would even know about the Maryland ticket. I would appreciate any information.

 

 

I need a good a affordable health insurance plan for a family of four?

In Massachusetts, I need it ASAP

 

 

Which is the best dental insurance?

how do i purchace individual dental insurance and which provider is the best. i have Metlife dental through my job and i thought that i was fully covered only to find out that i have a 1000 dollar limit every year, which is like absolute nonesense, just a visit to the dentist with no work done takes about 250 dollars. i need to have a root canal and a crown and its goin to cost around 4500. please help i live in houston,texas if that helps

 

 

How can i get relatively cheap car insurance?

I'm 17 and just passed my test as you know first time drivers is extremely expensive to insure. As none of my parents drive I cannot go onto their policy so I'm having to start my own policy where the prices are ridiculous for an old car, but my friends have been telling me how there siblings etc. have started there own policies for as little as 1800 an this is their first year driving when all i can find is stupid prices such as 18,000 can anyone help please, please please!

 

 

Third party fire and theft car insurance?

Does third party fire and theft car insurance cover me for personal injury? Also if I was to be at fault in an accident?

 

 

Is the amount you paid for your car covered by full insurance if an uninsured motorist hits you?

A friend was stopped at a light when some idiot hit her car and totalled it! Although, she has full coverage on the car(she just recently finished paying off), the idiot who hit her did not have any insurance! The total she paid on her car was $13K. The insurance company only wants to give her the blue book value of $3000! The situation is even worse because the offending party have no insurance! Is the insurance company trying to rip her off?! What should she do to get back at least close to the total amount she paid for her car?

 

 

What is the average cost of home owner insurance in Houston, Texas?

I know this varies and are based on different factors. I am just seeking an average - thanks!

 

 

Which cars are cheapest to insure?

I've had some problems in the past and my insurance is through the roof. I'd like to finance a car, but I don't want to have to rob banks to afford it. Does it cost different amounts to insure cars? Which are on the cheaper end of that spectrum?

 

Can an Auto Insurance company re-write your contract without your permission?

Our son however has his OWN VEHICLE and AUTO INSURANCE. He currently does not live at our address either. Has his own job and he is 21 so how can they add him when he is not living here or driving our vehicle?

 

Isn't a lack of affordable health insurance merely a very late term abortion for Blue collar workers?

Alright, I'm being overly dramatic but what if, as head of household such an individual, without insurance, is treated to a very costly procedure and dies anyway? Why does it become necessary to bankrupt the remaining family as it often is? Why then, if Welfare is so frowned upon by the same opposition group to affordable health care (often referred as Universal health care by way of diversion)why is the mother, if she is unable to provide for her children often left homeless and left to wander the streets while they are given up for adoption? Why is this oft repeated scenario accepted by Christian voter or even wealthy atheists (ordinary ones, even) for whom there never may be enough money? This is a worst case scenario and actually happens in some cases. How does one address this issue? I've heard all of standard insults but I'd really appreciate an honest answer and I'm not at all in favor of universal health care for the indolent or the F--k 'em and forget 'em fathers everywhere or, for that matter, the largest group of Welfare recipients, save their unfortunate offspring.

 

 

How much is the average fine for violation 21461(a) in California?

I was driving today and got pulled over, and given citation 21461(a) for not obeying a Right Turn Only sign. I live in Orange County, CA, and was wondering about how much the fine will be, as well as if my insurance rate will increase. Thanks in advance.

 

 

Involved in a car accident with 4 other cars. My car was the last to get hit. Insurance of car that hit me?

does not want to pay and my car is totaled. The first car that provoked the accident ran away. Now the insurance company of the car that hit me does not want to pay for the damages, they claim that their dirver did not cause the accident, even tho he was the one who hit me. I had liability car insurande so my insurance it's not responsible for my damages. I consulted a lawyer and he said nothing can be done in a situation like this. Who should be held responsible in this case? Is there anything I can do legally to get my car fixed or get some sort of settlement to I can buy another car?

 

 

Driving school and car insurance?

does going to driver's ed help you get better or cheaper car insurance?

 

 

Does anyone NOT have health insurance?

How did it work for you to not have health insurance? Money is really tight these days and my husband and I are going to stop our insurance. But we are going to put our daughter who is almost 2 on CHIP. (Children's Health Insurance in Pennsylvania). So my question is for parents.. What are the pros and cons of not having health insurance for yourselves? and has anyone used CHIP and did you like it? Thanks everyone!

 

 

What car insurance company is affordable for a student with a part time job with a fair amount of pay?

What car insurance company is affordable for a student with a part time job with a fair amount of pay?

 

 

Car Insurance Question?

I'm a 16 year old girl with a car, and I wanted to know how much my car insurance price will range in. I'll be driving a white sedan (say a Corolla/Mazda 3, 2005-2007). How much will be my car insurance?

 

 

HELP! Do I need car insurance if I don't own a car and don't drive much in the state of Florida?

I am 16 years old and State Farm is calling me and it is getting annoying. I don't own a car and I don't drive much. When I do drive I borrow the car that is under my sister's name. My parent's don't drive. My dad's license is expired and he doesn't drive anymore, and my mom doesn't know how to drive at all. I keep hearing conflicting things, some say that it is a law in the state of Florida (where I live) that anyone with a license needs to have insurance, while others say that it is not necessary to have insurance if you don't own a vehicle and don't drive much. My question is: Do I need car insurance in the state of Florida if I do not own a car and don't drive much? Thanks!

 

 

Florida Home insurance help?

I was recently dropped from my insurance company.My credit is bad so no one will cover me what should I do? I will also need flood insurance.

 

 

My car insurance company raised my bill because my zip code changed.?

But I thought that in California they passed a bill called prop 103 that says that changing zip code should not be a base to raise the bill... I talked to the insurance guy on the phone who said that prop 103 never passed,yet when I'm reading about it in the internet,it says it passed..Am I missing something? Can I file a complaint to the consumers'affairs and the BBB in order for them to drop back my rate to my previous zip code? It's only a few dollars but it ads up at the end of the year..

 

 

Do you know how much insurance is for a Porsche Cayenne ?

I am 15 1/2 years old and i am planning to buy a Porsche Cayenne S. I was wondering how much insurance is going to cost???

 

 

Anybody self employed got medical insurance successfully in usa?

Hi I am self employed. Have anybody got single employee insurance successfully? if yes I will like to know who is your insurance carrier. I have precondition so I am declined individual coverage or premium is $1000/month. Thank you

 

 

Does getting a motorcycle license increase life insurance costs?

I plan on finally (waiting for years) obtaining a motorcycle license this coming summer. I have little experience on the bike but plan to take the msf basic riding course and will be fully geared / have motorcycle license. My question is: will having a motorcycle license increase the monthly costs of life insurance? I have yet to get a policy, and I was wondering whether getting life insurance before my license would make a difference or not. Thank you

 

 

Teen Car Insurance + Accidents Clarification?

I'm a 16 year old girl who just got her license in March. A week after I got my license, I rear ended another car while driving my mom's new car that is insured. We got it fixed and only had to pay the 500 dollar deductible. I do not have my own car. My sister, who is 19, has her own car that is not covered on our insurance. My dad's car is not covered either. My sister just got into an accident, rear ending someone as well. I really need to get a car next year for work and such but my parents said my insurance would be high enough already with both of me and my sister's accidents. Couldn't I just buy a car on my own and not insure it like my dad and sister's cars? I really don't know how car insurance works at all, i only know what my parents tell me, so any help would be appreciated :)

 

 

How I Know Credit Card Insurance?

I would like to learn Credit card Insurance. Is it available in banks? How do i know, which bank offer very attractive manner? Which are all the bank tie up with insurance company? How to calculate the premium amount, sum assured and relevant details? Please give me detailed query.....

 

 

What is the average insurance cost for a 04 lexus rx 330?

What is the average insurance cost for a 04 lexus rx 330?

 

 

Car insurance cost of 94 Cadillac devill?

Car insurance cost of 94 Cadillac devill?

 

 

Insurance is WAY too high...help!?

I am 19, female and have just passed my driving test ... however, the cheapest insurance I have found is 1400 :( I have tried all of the companies who are on tv...admiral is the cheapest, norwich union and theives (almost 4 grand for a fiat punto!!), sheilas wheels and diamond are expensive too. Does anyone have any suggestions of cheap car insurance providers?

 

 

Will i lose my health insurance?

i am a full time college sudent, 17 years old. i have HIP health insurance derived from my mother. (i have it since im the child). if i change my mailing address to be different then hers, will the insurance still cover me? thanks.

 

 

Car insurance away at college?

A friend of mine who is away at school with me (200 miles from home) said he gets reduced insurance because he is away at school without a car. However, he is always driving his girlfriends car. He claims that its OK for him to do this. This sounds a little fishy to me. He is getting the discount because his insurance company thinks he isn't driving, right? If he wrecks his girlfriends car is he covered? I am worried about being in the car with him. I don't want anything defaulted onto my insurance in the case of an accident if its just him and I in the girlfriend's car. Let me know what you guys think!

 

 

Which Insurance is Cheaper, Motorcycle or Car Insurance?

I don't have a License for Either Yet, and I already Know You Need one for the Other (License), but I was just Wondering which Insurance would be cheaper If I would get both Licenses roughly in the same time. The Bike is Likely a Ninja 250 and the car is Likely a Mitsubishi Eclipse 98 RS. Manual for Both Vehicles.

 

 

How much is approx. insurance costs for a 125cc road bike with 23 years L driver. Can any one plz ans me?

How much is approx. insurance costs for a 125cc road bike with 23 years L driver. Can any one plz ans me?

 

 

About how much does car insurance cost for a 18 year old that just got her liscence?

About how much does car insurance cost for a 18 year old that just got her liscence?

 

 

Will his insurance go up Texas?

Ok so my friend just got a ticket. It was his fault he took a free right and a cop was taking his green left and my friend cut him off nasty. The cop ended up giving him a ticket. It said failure to stop at a red light but our question is...will his insurance go up, because he is worried...thanks!

 

 

Does any one know where to get cheap insurance 4 low mileage use under 4000 miles a year?

Does any one know where to get cheap insurance 4 low mileage use under 4000 miles a year?

 

Can an Auto Insurance company re-write your contract without your permission?

Our son however has his OWN VEHICLE and AUTO INSURANCE. He currently does not live at our address either. Has his own job and he is 21 so how can they add him when he is not living here or driving our vehicle?

https://www.linkedin.com/pulse/life-insurance-companies-mental-health-issues-jose-jordan/